Property Description

Welcome home to this beautifully updated 4-bedroom, 2.5-bath property designed for comfort and easy living. The bright, open layout features a spacious living area that flows seamlessly into the kitchen and dining space?perfect for everyday living and entertaining alike. Step outside to your own private retreat with an amazing in-ground heated pool and charming cabana, creating the ideal setting for relaxing summer days or hosting friends and family. With thoughtful updates throughout and inviting spaces both inside and out, this home offers the perfect blend of style, warmth, and functionality.

38520 Terrell Drive | MLS# 5192821

This single family home located at 38520 Terrell Drive, North Ridgeville, OH 44039 is currently listed for sale with an asking price of $490,000. This property was built in 2005 and has 4 bedrooms and 2 full and 1 partial baths with 3628 sq. ft. Terrell Drive is located in the Waterbury Sub #3 subdivision within the North Ridgeville City school district. Search Waterbury Sub #3 real estate on 542snivelyavenuenw.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Basement: Partially Finished, Storage Space, Sump Pump

Basement: Yes

Cooling: Central Air

Days on Market: 3

Fireplaces: 1

Garage: 2 car attached

Heating: Forced Air, Fireplace(s), Gas

Home Style: Colonial

Lot Size: 0.27 Acres

Roof Type: Shingle

Stories: 2.0

Taxes: $3,200 / year

Year Built: 2005

Amenities

Breakfast Bar

Chandelier

Crown Molding

Dry Bar

Entrance Foyer

Eat-in Kitchen

Granite Counters

High Ceilings

Kitchen Island

Pantry

Recessed Lighting

Storage

Sprinkler/Irrigation

Private Yard

Feature Descriptions

Appliances: Dishwasher, Range, Refrigerator

Community Features: Clubhouse, Playground, Park, Pool, Street Lights

Exterior: Brick, Vinyl Siding

Fencing: Wood

Fireplace: Family Room, Wood Burning

HOA: Yes

HOA Fee: 550/ Annually

Laundry: Washer Hookup, Main Level, Laundry Room, Laundry Tub, Sink

Lot: < 1/2 Acre, Back Yard, Front Yard, Sprinklers In Front, Landscaped, Few Trees

Parcel#: 07-00-038-000-208

Parking: Attached, Driveway, Garage Faces Front, Garage, On Street

Patio/Porch: Covered, Patio

Pool: Cabana, Fenced, Fiberglass, Gas Heat, Heated, In Ground, Pool Cover, Salt Water, Community

Sewer: Public Sewer

Swimming Pool: Yes

View: Neighborhood

Water: Public

Local Schools

School District: North Ridgeville City

Market Trends

Lorain County Residential Market Trend Graphs

Zip Code 44039

Source: Delta Media Group, Inc.

Demographics

Lorain County Demographic Information for 38520 Terrell Drive, North Ridgeville, OH 44039

Fips

Fips Code 39093

Population

2020 to 2023 Change up 1.6%

2010 Count 301,356

2020 Count 312,964

2023 Estimate (V2023) 317,910

2020 Estimate (V2023) 312,956

Age Distribution (Years Old)

0 to 4 5.3%

5 to 17 21.4%

18 to 64 53.4%

65 and Older 19.9%

Gender

Male 49.6%

Female 50.4%

Place of Birth

Foreign 2.8%

US 97.2%

Education

High School Graduate, Age 25+ 91.2%

Bachelor's Degree or Higher, Age 25+ 27.2%

Computer and Internet use

Households with a computer 93.8%

Households with a broadband Internet subscription 84.5%

Language

English is Second Language, Age 5+ 7.0%

English is First Language, Age 5+ 93.0%

Veterans

Veterans 17,970

Income

Per Capita Income $37,171

Median Household Income $67,272

People in Poverty 12.8%

Commute

Average Work Commute Time 26 minutes

Housing

Total Housing Units 136,666

Households 124,510

Average Household Size 2.45

Owner-Occupied 72.9%

Multi-Family 17.0%

Owner-Occupied Median Value $191,900

Median selected monthly owner costs -with a mortgage $1,474

Median selected monthly owner costs -without a mortgage $591

Median gross rent $886

Building Permits

New Private Housing Issued 2023 987

Years at Residence

1 Year or More 90.0%

Less Than 1 Year 10.0%

Business and Employment

Private non-farm Establishments 5,574

Private non-farm Employment 83,286

Private non-farm Employment Growth 0.0%

Nonemployer Establishments 21,027

Number of Firms 20,914

Business Production

Value of Shipments $6,058,884,000

Wholesale Trade $2,315,415,000

Retail Trade $3,875,576,000

Retail Sales Per Capita $12,297

Accommodation and Food Services $444,363,000

Land

Land Area 491.10 sq. miles

Population Per Square Mile 614

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 2,800.30 per month $2,390.71 Principal & Interest $266.67 Property Tax $142.92 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/23/2026. The listing information on this page last changed on 03/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 03/23/2026 12:23:29 AM EST) or Dayton MLS (last updated Sun 03/22/2026 11:46:33 PM EST) or CBRMLS (last updated Mon 03/23/2026 12:19:28 AM EST) or Multiple Listing Service of Greater Cincinnati (last updated Sun 03/22/2026 11:53:29 PM EST) or NKY MLS (last updated Sun 03/22/2026 11:28:25 PM EST) or Wrist MLS (last updated Sun 03/22/2026 11:24:17 PM EST) or Firelands MLS (last updated Sun 03/22/2026 11:11:34 PM EST) or MLS NOW (last updated Mon 03/23/2026 12:17:27 AM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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38520 Terrell DriveNorth Ridgeville, OH 44039